Platform provides enterprise-grade wallet infrastructure across 50+ blockchains as seven major economies move to regulate stablecoins as payment rails
New Delhi, March 2026 – Stablecoin payment volumes grew 85 per cent year-on-year to $11.1 trillion in 2025, outpacing most traditional payment networks. Seven major economies, including the US, EU, UK, Singapore, Hong Kong, UAE, and Japan, have now introduced regulatory frameworks mandating full reserve backing, licensed issuers, and guaranteed redemption rights for stablecoins. The IMF has acknowledged that stablecoins can improve global payments and finance, particularly for cross-border remittances where traditional systems remain slow and expensive.
Against this backdrop, Kalp Digital has launched TreSori, an on-chain finance infrastructure platform that enables banks, remittance companies, fintechs, and enterprises to build stablecoin-powered payment products without constructing their own blockchain stack from scratch.
“The question is no longer whether stablecoins become payment infrastructure. That is already happening,” said Mrityunjaya Prajapati, Founder and CEO of Kalp Digital. “The question is who provides the plumbing. Most financial institutions want to move on-chain but do not have the engineering capacity to build compliant wallet infrastructure, multi-chain settlement, and key management systems from the ground up. That is what TreSori solves.”
The Infrastructure Gap
The global momentum toward on-chain finance has been rapid. In September 2025, SWIFT announced a blockchain-based shared ledger involving 30+ financial institutions from 16 countries, including Bank of America, Citi, JP Morgan, HSBC, Deutsche Bank, and Standard Chartered. In December 2025, the OCC granted conditional bank charters to five digital asset firms: BitGo, Circle, Fidelity Digital Assets, Paxos, and Ripple. JPMorgan Chase, Bank of America, and Citigroup have begun collaborating on a cooperative token project for fully collateralized digital tokens redeemable through member banks. Visa launched a cross-border stablecoin settlement program in October 2025 that reduced settlement times from days to minutes.
But while the demand side has moved aggressively, the infrastructure layer connecting enterprises to these rails remains thin. Most wallet products were built for the retail crypto cycle of 2020 to 2023 and lack the compliance architecture, multi-chain interoperability, and institutional-grade key management that banks and regulated fintechs require.
“The crypto wallet was designed for individuals holding tokens,” Prajapati said. “On-chain finance needs something fundamentally different. It needs infrastructure where the end user never sees the word blockchain. They see their balance, they tap send, and the money moves. The wallet is underneath, handling settlement. But the experience is pure fintech.”
What TreSori Does
TreSori provides enterprise wallet infrastructure supporting four custody models: custodial wallets, self-custody wallets, MPC (multi-party computation) wallets where keys are distributed across multiple parties with no single point of failure, and smart contract wallets with programmable rules.
The platform operates across 50+ blockchains and is designed for three primary use cases.
Stablecoin-powered payments. Banks and fintechs can issue wallets to millions of customers without requiring each user to manage private keys. Compliance rules, including KYC verification, sanctions screening, spending limits, and jurisdiction-specific regulations, are enforced at the wallet level.
Cross-border remittance and settlement. The global cross-border payments market hit $195 trillion in 2024 and is forecast to reach $320 trillion by 2032. Remittance companies using TreSori’s infrastructure can settle transfers on stablecoin rails, reducing fees from 3 to 7 percent to a fraction of that, while maintaining full regulatory compliance.
Gaming and iGaming payouts. Stablecoins now account for 30 centpercent of all on-chain transaction volume, with significant adoption in the gaming sector, where instant, low-cost cross-border payouts are a competitive requirement. TreSori enables gaming platforms to embed wallet infrastructure directly into their products, handling payouts across geographies without requiring users to interact with crypto interfaces.
For all three use cases, TreSori provides role-based access controls, multi-level approval workflows, full audit trails, and a compliance layer that adapts to regulatory requirements across jurisdictions.
The India and UAE Opportunity
Two markets stand out for on-chain finance adoption. India received over $130 billion in remittance inflows in FY25, making it the world’s largest remittance-receiving country. Most of that money still moves through correspondent banking networks with settlement times measured in days. India’s government is considering stablecoin regulations even as the RBI expands its Digital Rupee CBDC pilot, signalling that both public and private digital currency rails will coexist.
In the UAE, the Central Bank has introduced a dedicated Payment Token Services Regulation. Zand Bank launched the country’s first regulated AED-backed stablecoin in November 2025, followed by RAKBank receiving in-principle approval for its own dirham-pegged stablecoin in January 2026. The infrastructure demand in both markets is immediate.
“India built UPI and proved that shared payment infrastructure can reach 350 million users,” said Prajapati. “The UAE is building the most progressive stablecoin regulatory framework in the world. Both markets need the same thing: enterprise-grade wallet infrastructure that is compliant, multi-chain, and ready to scale. That is exactly what TreSori is.”
The Bigger Picture
US Treasury Secretary Scott Bessent has projected that stablecoin supply could reach $2 to 3 trillion by 2030. The World Economic Forum has identified interoperability as the defining challenge for stablecoins to function as global financial infrastructure. Galaxy Research predicts that stablecoin transaction volumes will eclipse major credit card networks like Visa within this year.
TreSori is built on the thesis that the winning infrastructure will not be chain-specific or geography-specific. It will be the layer that works across chains, across jurisdictions, and across custody models, so that financial institutions can focus on serving their customers rather than building blockchain plumbing.
“On-chain finance is the biggest infrastructure opportunity since UPI,” said Prajapati. “And just like UPI, the winners will not be the loudest. They will be the ones who build the best pipes.”
About Kalp Digital
Kalp Digital builds blockchain infrastructure for developers, enterprises, and financial institutions. Its no-code platform, Kalp Studio, has onboarded over 15,000 developers across 50+ blockchains. The company has raised $10.8 million in funding. Founded by Mrityunjaya Prajapati, a computer science graduate from NIT Bhopal with 16+ years in software engineering, blockchain, and AI.
About TreSori
TreSori (tresori.xyz) is an on-chain finance infrastructure platform providing enterprise-grade wallet services across 50+ blockchains. It supports custodial, self-custody, MPC, and smart contract wallets with built-in compliance, multi-chain interoperability, and institutional-grade key management. Built on Kalp Digital’s blockchain infrastructure, TreSori serves banks, remittance companies, fintechs, and gaming platforms globally.
